Our Ratings For Car Insurance Companies

The Best Car Insurance Companies for Austin Drivers

When it comes to car insurance companies, you might be surprised that the big names everyone hears about are not always going to give you the best rates. And even if they do get you great rates, you might get quite a hassle when it comes time to make a claim. Austin has long been known for it’s “keep it local” flavor, and while I can’t guarantee these will be based in town, I can tell you that many of these options will take you away from the notorious big-box companies out there.

If you have any ideas that should be added to this list, please contact me! I’m continually updating this site with new information. There are three companies that continually rank high in my research are:

  • Amica
  • USAA (Only available to military members and their families)
  • American General

What about Allstate and Farmers insurance? These companies are a mixed bag. In some surveys they are ranked quite highly, such as insure.com’s 2014 customer satisfaction ratings. On the other hand Consumer Reports tends to give them low ratings, alongside Travelers, Metlife, and Liberty Mutual.

The lesson here of course is “buyer beware”. Never accept the first offer you get just because the company has a recognizable name. I would suggest starting with the three companies listed above-especially with USAA if you can find a military connection in your family. And then after that, compare their rates to more household names like Geico, etc. By knowing where these car insurance companies rank in general, you’ll significantly speed up your search and have a better chance at getting a great rate!